Franklin grew up in Atlanta. He attended the Atlanta Public School System. At an early age, he joined Meditation Hour of Faith Church.
Franklin leaves to cherish his memory, his loving parents, Mr. and Mrs. Frank (Carrie) Cloud; very special friend, Ms. Betty Hobbs; seven children, Franklin B. Cloud, Jr., Latisha Cillery, Lenard C. Gary, Nekita D. Middlebrooks, Octavia Cloud, Britney F. James, and Carrie B. James; two sisters, Mrs. Deborah Cloud Riley and Mrs. Sabrenia Cloud Denson; three brothers, Mr. Alvin Cloud, Mr. Michael Cloud and Mr. Derrick (Janice) Cloud; eleven grandsons, 5 granddaughters, aunts, uncles, nieces, nephews, other relatives and friends.